Gettyimages 867628582

Welcome to the home of NZ Cover Direct.

NZ Cover Direct is now looking after our existing customers only and is no longer issuing new policies.

If your policy was purchased through Momentum Life prior to 28 February 2018, you’ll have noticed that your policy now has the new brand of NZ Cover Direct. We’ve made this change from 21 September 2020, to avoid confusion for our customers.

All NZ Cover Direct policies are underwritten by Fidelity Life, the largest New Zealand-owned and operated life insurer and the 2017, 2018 and 2019 winner of the ANZIIF New Zealand Life Insurance Company of the Year award.

Sorry NZ Cover Direct products are no longer available

Need to make contact?

If you're an existing customer, give us a call on 0800 894 504 or email We’ll be in touch shortly.