Terms & conditions


This website is owned by Fidelity Life Assurance Company Limited and operated by WeProtect Limited (Co Number 6431734), of Level 3, 139 Carlton Gore Road, Newmarket, Auckland 1023. By accessing and using this website you agree to these terms and conditions, our Privacy Statement, and any other terms set out on our websites or mobile apps.

This website is for the use of persons in New Zealand only.

New Zealand Law

The terms and conditions that apply to this website are governed and construed according to New Zealand law. These terms and conditions don't limit your rights under any New Zealand law.

Professional advice

The information provided on this website is of a general nature and is for information purposes only. It is not a substitute for financial or other professional advice, and doesn't take into account any individual's particular circumstances. You should get professional financial advice on your individual requirements before purchasing any financial product referred to on our website.

Use of information

Use of this website is subject to our Terms and Conditions as published at the time of use.

We take all reasonable care to provide correct and up-to-date information on our website, but we don't warrant its accuracy, completeness or reliability. The information is subject to change, including these terms and conditions, without notice.

We are not responsible for any recommendations, opinions, warranties or conditions on our websites (expressed or implied). Neither Fidelity Life or WeProtect, nor any of their directors, employees or contractors are responsible for any loss or damage incurred by you as a result of access to, use of or reliance on any information on our website.

We use virus protection software and apply updates as they are made available. We won't be responsible for any loss or damage incurred by you as a result of unauthorised access to information on our websites or mobile apps and/or your information held by them. Please also refer to our Privacy Policy for more details.

Intellectual Property Rights

Fidelity Life owns the copyright of the information contained in this website. The information available on this website may not be copied, reproduced, modified or published without the written permission of Fidelity Life. If you'd like to use the information or services on our websites for your own purposes, please contact Fidelity Life on 0800 882 288.


Any links and references to other websites are provided for convenience and informational purposes only, and don't represent any endorsement by Fidelity Life or WeProtect of those websites or any information contained in those websites. Fidelity Life and WeProtect accept no responsibility in relation to information on any other websites or mobile apps.

You must not create a link to the website without the prior consent of Fidelity Life. If you create a link to anywhere on our websites, Fidelity Life and WeProtect accept no responsibility for any loss, damage, liability or costs that arise from or in connection to the link. We recommend you read the privacy and security policies on those websites and/or mobile apps to understand how they deal with your personal information.

Limitation of liability

Subject to your rights available under consumer protection laws, Fidelity Life and WeProtect are not liable (in negligence, tort, breach of contract, or otherwise) for any loss or damage (including direct or indirect loss, or special or consequential loss) arising out of or in connection with:


To the fullest extent permitted by law, Fidelity Life and WeProtect make no warranties (express or implied), and makes no representations, with respect to: